What is Health Insurance?
Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.
Why You Need Health Insurance.
No one plans to get sick or hurt, but most people need medical care at some point – like a doctor visit, a prescription drug, a lab test or physical therapy. The purpose of health insurance is to help you pay for care. It protects you and your family financially in the event of an unexpected serious illness or injury that could be very expensive.