Travel Insurance

What is Travel Insurance?

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically.

 

Why You Need Travel Insurance

Although travel mishaps can never be predicted, you can prepare for them. Expensive holiday disasters, such as cancellation, medical emergencies or lost possessions, can strike at any time. By taking out travel insurance you are essentially covering yourself against travel risks such as lost or stolen luggage, trip cancellation and interruptions, and most importantly, unexpected medical costs abroad.

 

Basic Travel Insurance terms

Medical Expenses Covers overseas medical expenses on injury or sickness from causes occurred during the journey inclusive of the additional travel and accomodation necessarily incurred as a result. Dental expenses are excluded unless as a result from an injury

 

Personal Accident Pays the Insured Person in the event of Accidental Death or Permanent Disablement , Disappearance and Exposure

 

Trip Cancellation Covers irrecoverable travel expenses paid in advance due to sudden death, serious injury or sickness of the insured person including his/her relative, close business partner or travel companion; or witness summons, jury service or compulsory quarantine of the insured person; unexpected outbreak, strike, riot, civil commotion, acts of terrorism, natural disaster, pandemic or adverse weather conditions at scheduled destination; serious damage to insured person’s home in the Stationed Country due to flood or earthquake; unexpected black alert issuance to the schedule destination.

 

Trip Curtailment Covers irrecoverable loss or additional travel expenses incurred as result of curtailment/termination due to sudden death, serious injury or sickness of the insured person including his/her relative, close business partner or travel companion; or witness summons, jury service or compulsory quarantine of the insured person; unexpected outbreak, strike, riot, civil commotion, acts of terrorism, natural disaster, pandemic or adverse weather conditions at scheduled destination; serious damage to insured person’s home in the Stationed Country due to flood or earthquake; unexpected black alert issuance to the schedule destination.

 

Trip Re-route Covers additional transportation expenses in re-routing to arrive at the scheduled destination if common carrier is cancelled or delayed due to strike, riot, civil commotion, hijack, acts of terrorism, natural disaster, adverse weather, mechanical and/or electrical breakdown for more than 24 hours.

 

Baggage Delay Reimburses the cost of emergency purchases of clothings, requisites or toiletries if the baggage is delayed for more than 6 consecutive hours

 

Personal Liability Covers legal liability to third party bodily injury or property damage

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BIPI Insurance Agency, Inc.
Unit 2001 Cityland 10 Tower 1
H.V. Dela Costa St.
16 Salcedo Village, Makati City.

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+6328102169

+6325199849

+6329030757